Insurance Company Rankings
The personal injury attorneys at Law Offices Cytryn & Velazquez, P.A. deal with insurance companies on a daily basis. This interaction gives our attorneys a great opportunity to judge and rate how these insurance companies handle the claims of personal injury accident victims and the tactics these companies use to accept or deny claims. Below is a summation of our firm's experience with various personal injury insurance carriers represented by a grading system ranging from A-F.
| Insurance Company | Grade |
|---|---|
| Aequicap | D- |
| Allstate Insurance Company | D |
| American International* | B |
| Amica | B |
| Capacity | C |
| Chubb | A |
| CNA | C+ |
| Crum & Forster | A |
| Esurance | B- |
| Federated National Insurance | D |
| First Floridian | C+ |
| Geico | D- |
| GMAC Insurance | C |
| Great West Casualty | B |
| Hanover | B |
| Hartford | C+ |
| Liberty Mutual | B- |
| Lincoln General | B |
| Mercury | D |
| Metropolitan | C |
| Nationwide | C+ |
| Ocean Harbor | D |
| Philadelphia | D |
| Progressive Insurance Companies | D |
| Safeco | B |
| Scottsdale | A |
| State Farm Insurance Companies | C |
| Travelers | B+ |
| United Automobile Insurance Company | F |
| United Property & Casualty | B |
| Unitrin Direct | B |
| US Security Insurance | D |
| USAA | C+ |
| Western World | C+ |
| Zurich | B |
* Solvency of company an issue
Explanation of Grading
"F"--virtually never pays claims, especially claims for Personal Injury Protection (PIP) benefits, harasses clients with unnecessary documentation, and if makes an offer, will offer a pittance of what case is worth
"D"--rarely offers anywhere near full value, must be threatened with bad faith to 'ante up', pays third party claims at lower than most
"C"--an average company, will offer more to settle than the D rated companies
"B"--above average, much more reasonable on paying claims
"A"--the best for paying claims and treatment of their policyholders
